Our Conforming Mortgage Rates Are Low & Our Process is Quick & Painless
The two most popular Conforming Mortgages are a 30-year fixed-rate mortgage, and a 15-year fixed-rate mortgage. The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer.
A 15-year fixed-rate mortgage loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate, and you'll payoff your home twice as fast. The disadvantage with a 15-year loan is that you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn't that great.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way. Check out the following options:
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.