Are You a Member of the Military?

VA Loans offer no down payment options and flexible credit guidelines!

The Lowdown on VA Loans...

Our VA Loan Rates Are Competitive & Our Process is Quick & Painless

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).

We’re here to make the VA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE VA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. Please note, Rock Rates is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA, or the Federal Government.

Explore Your VA Loan Options

Here’s all you need to do:

  • Complete our simple VA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why a VA Loan?

If you are purchasing a home, the VA loan program allows 0% down payment. And whether you are purchasing or refinancing, the VA loan typically has rate and terms much better than the usual conventional loan. You must be an active or former member of the armed forces to qualify.

  • Fixed Rates
  • Low Down Payments
  • Flexible Credit Guidelines
  • No monthly mortgage insurance (PMI)